We are independent brokers of Health Insurance, Income Protection, Accident and Sickness, Life and Critical Illness policies.
We provide access to the whole of the Health Insurance market that will allow us to match your requirements to your budget.
It is also important to protect your health so that in turn you can protect your wealth.
Many people insure their pets, TV’s, Washing machines etc. but do not insure the one thing that is most important to realising their lifestyle and that is their salary. The Health Insurance Shop has specific expertise in Income Protection and Accident and Sickness insurance policies, where we deal with all of the major insurers and Friendly Societies to find the best policy for you. Whether that is day one cover, high monthly benefit or long deferment periods we will find the income protection or accident and sickness policy to give you the best value for money cover to meet your needs.
The Health Insurance Shop will also look at defining your family needs. We will assist you in finding the right Life and/or Critical Illness policy to meet the needs of your family in the event of death or critical illness. Would you prefer a lump sum or a monthly benefit? These are questions we can advise you on when you come to purchase a Life Insurance policy.
The service we bring to you is most important at point of claim, where we will be able to assist you in making your claim with your Health Insurance, Income Protection, Accident and Sickness, or Life and Critical Illness policies.
* When choosing an Income Protection policy the key things to consider are:
* Does it cover your own Occupation?
* When does it pay out?
* How long does it pay for?
* Is the premium fixed or reviewable?
* Are there any exclusions?
We have been at the fore front of selling Income Protection policies in the UK for a number of years and have access to policies to meet all requirements including that of professional sportsmen and security staff that are normally excluded from Income Protection policies.
We can also cover Income Protection, Health Insurance and Life Insurance for overseas workers and ex pats.
If it is personal insurance you want then "The Health Insurance Shop is your one stop shop"
About The Health Insurance Shop
Protecting Your Family
Health insurance is important in the event that you, or any member of your family is ever sick or injured.
Having this coverage will protect you from financial hardships. State Farm® offers various types of health insurance, so that you can choose the product that best suits your personal situation.
Choose the plan that best fits your individual needs.
Individual Medical Coverage
This is primary medical insurance coverage that is designed for people who don't have this type of coverage through their employer or another group.
Prescription Drug (Part D) Plans
Medicare Part D is prescription drug coverage available to those enrolled/eligible for Medicare Part A and/or Part B.
Medicare Part C (Medicare Advantage) Coverage
Medicare Part C (otherwise known as Medicare Advantage) is a Medicare health plan available to those enrolled/eligible for Medicare Parts A and B.
Medicare Supplement Insurance
This is designed for the senior citizen who participates in Medicare, yet desires additional coverage to help with many of the expenses that Medicare does not pay.
Supplemental Medical Insurance*
This is Ideal for supplementing your primary health insurance coverage. It provides you with a pre-determined benefit amount for those extra, unbudgeted expenses that arise.
Unless you tell us otherwise or benefits are assigned according to state law, the benefit is paid directly to you.
You decide how the money is spent.
Benefits may be paid for necessary:
* Hospitalization
* Accidental Injury
* Outpatient Surgery
* Extended Care
* Intensive Care
*Supplemental Medical is the marketing name for our Hospital Income, Hospital Indemnity and Hospital Confinement Indemnity policy series 97024.
How to find and keep affordable health insurance
The writers and editors at the Health Insurance Resource Center put the pieces of the medical insurance puzzle together for you in our Health Insurance 101 section, as well as shifting through the best information from across the Internet throughout our pages:
Finding individual health insurance for your family can be confusing. We provide several tools to help you make better choices.
* get health insurance quotes
* glossary of medical insurance terms
* information on high-risk insurance pools.
* Frequently-asked questions on health care
* Self-employed medical insurance
What can you do to provide low cost protection for your family's health? Here at the Health Insurance Resource Center, we strive to make you a better-informed consumer to aid you in your quest to secure and keep an adequate health plan for your family, regardless of your individual situation.
Lack of health insurance an epidemic – what should be done?
Nearly 16 percent of Americans – 47 million people – are uninsured. According to a story in USAToday, the people without health insurance aren't just the poor – they are all of us. Medical bills are the cause of more than half of all personal bankruptcies in the United States.
Urge Congress to act now – a call to action
Access to private medical insurance that is safe and affordable is easily the biggest domestic crisis facing us. Our advocacy page urges you to join us in urging Congress to support President Obama's call for health care reform. His plans are to ensure health plans do not discriminate on the basis of pre-existing conditions, expand access to the government's own insurance program, lower the cost on existing plans and give you the ability to keep your coverage if you switch jobs or become self-employed. Contact a member of the House of Representatives. Contact a US Senator. Contact the White House
Healthinsurance.org has long-held a well-deserved reputation for promoting health insurance reform, and with President Obama's election we are stepping up our efforts.
State Guides to health plans and health care quality
You'll also find information on the quality of health care in individual states from across the nation, spanning New Jersey to California. Each page also gives you the opportunity to receive quotes on protecting your family, getting pricing and details from competing companies. Many states are seeking ways to tackle the problem of access to affordable health insurance on their own, and we look to health care reform initiatives on our state pages. We also have links to the contact forms for your elected officials, so you can easily lend your support, or offer alternative ideas.
